Compliance FAQ
Do I need new BMC-91 for reinstatement?
Yes if the original BMC-91 has been canceled or non-renewed. The authority can't be reinstated until active BMC-91 (or BMC-91X) coverage is on file with FMCSA, so new insurance has to be bound and the insurer has to file it with FMCSA before the reinstatement can go through.
Reviewed by Korey Sharp-Paar · Updated
Why does it matter?
49 CFR Part 387 requires active BMC-91 insurance for any operating authority. When the authority is suspended or revoked for insurance lapse, the underlying insurance has to be replaced before reinstatement.
The flow: the carrier secures commercial-auto liability coverage from a new (or returning) insurer. The insurer files the BMC-91 or BMC-91X electronically with FMCSA. Once the cure is on record, the reinstatement request can be submitted to FMCSA, and FMCSA controls how long its review takes.
For carriers reinstating after a non-insurance suspension (audit failure, out-of-service order), the original BMC-91 may still be valid if the policy was kept current. Check FMCSA's Motus public search (by USDOT number or company name) to confirm the insurance filing is still active before relying on it; have the insurer refile if it lapsed.
BMC-91 and BMC-91X are both certificates of liability insurance that the insurer files with FMCSA; which one your insurer files depends on how the coverage is written. Either works as long as it meets the minimums in 49 CFR 387.9.
Start your reinstatement request
We prepare your reinstatement request; it is submitted to FMCSA by you or a filer you authorize. FMCSA charges an $80 fee to reinstate revoked MC operating authority (49 CFR 360.3T). For MC reinstatement, our $220 service fee and the $80 FMCSA fee are itemized as two separate amounts before you pay ($300 total). DOT out-of-service reinstatement is a $200 service fee with no FMCSA fee.
Submitted to FMCSA by you or a filer you authorize.
Independent filing service operated by Fast Filing Group LLC. Not affiliated with FMCSA, USDOT or any government agency.