Fast Trucking ComplianceStart intakeFree trucking insurance cost estimator
Indicative annual primary-liability premium ranges by cargo type and fleet size. Use this to budget; get a real quote before binding.
Indicative annual primary-liability premium
$9,000 – $14,000
- Federal minimum liability
- $750,000
- Per-unit average
- $11,500
These ranges are indicative. Real premium depends on driver MVR / experience, fleet age, claims history, vehicle value, radius of operation, and dozens of underwriting factors. Use this estimate to budget; get a real quote before binding.
Sources
- 49 CFR Part 387 — Minimum financial responsibility
- 49 USC §31139 — Minimum financial responsibility statutory authority
- BMC-91 / BMC-91X — FMCSA-filed proof of insurance
Common questions, plainly answered.
It is a budgeting aid, not a quote. We use mid-market premium ranges by cargo type, scaled linearly by power-unit count. Real underwriting incorporates driver MVR, experience, fleet age, claims history, vehicle value, radius of operation, hours-of-service compliance, CSA scores, and a dozen other factors no public calculator can model. Use this to know roughly what to budget, then get a real quote.
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