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Glossary · updated May 2, 2026

BMC-91X

By Korey Sharp-Paar · Reviewed by the Fast Trucking Compliance team

Definition

BMC-91X is the FMCSA financial-responsibility filing the insurer files for hazmat motor carriers transporting hazardous materials in bulk. It mirrors BMC-91 but lists the higher hazmat liability limit ($1,000,000 for oil hazmat, $5,000,000 for non-oil hazmat) required under 49 CFR Part 387.9. The X suffix lets FMCSA Licensing & Insurance distinguish hazmat policies during automated validation. Like every BMC filing, only the insurer can submit it electronically - the carrier never personally files. A 30-day cancellation notice from the insurer triggers automatic authority deactivation if no replacement BMC-91X arrives in time. New hazmat applicants on Form OP-1 must list a BMC-91X-eligible insurer when filing for hazmat operating authority.

Authoritative source

49 CFR Part 387 - Minimum financial responsibility

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Trucking Insurance Requirements

BMC-91 minimums, cargo coverage, and the 49 CFR Part 387 financial responsibility schedule.

Related terms

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