Form E

Definition

Form E is the state-level proof-of-insurance filing used by state utility commissions and motor carrier divisions to track intrastate insurance compliance. Different from FMCSA's federal BMC-91. Form E is filed by the insurer with the state when an intrastate motor carrier procures a primary liability policy. About 30 states still require Form E for intrastate-only authority. Limits and procedures vary by state. Form H is the cargo counterpart for intrastate operations. Both are state filings - interstate carriers operate under federal BMC filings instead, and the same insurance policy can support both filings simultaneously when the carrier holds dual authority.